Health insurance cost in Benton County, OR (2026)
50 Marketplace plans from 6 insurance companies are sold in Benton County in 2026. Here is what they cost by tier and age, what a tax credit does to the price, the cheapest plans by name, and what private plans run for healthy households.
Monthly premiums by tier and age
| Tier | Age 21 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| Bronze (19 plans) | $367–$460 | $417–$523 | $469–$589 | $655–$822 | $996–$1,250 |
| Silver (16 plans) | $439–$539 | $498–$611 | $561–$688 | $784–$962 | $1,191–$1,462 |
| Gold (15 plans) | $480–$641 | $545–$727 | $613–$819 | $857–$1,145 | $1,303–$1,740 |
Lowest to highest monthly premium among the plans sold in Benton County, before any tax credit, from the CMS 2026 plan file (snapshot August 4, 2026).
Ranges at a glance (age 40)
Blue: Marketplace tiers, full price. Green: private plan range for a healthy 40-year-old man in Oregon, after the advisors' usual adjustment.
What a tax credit does in Benton County
| Household | % of poverty level | Estimated tax credit | Cheapest Bronze, full → after credit |
|---|---|---|---|
| A single 40-year-old earning $40,000 | 255% | $277/mo | $469 → $192 |
| A family of four (parents 40 and 38, two kids) earning $85,000 | 264% | $1,044/mo | $1,392 → $348 |
2025 federal poverty guidelines apply to 2026 coverage; the enhanced credits of 2021–2025 expired, so the 400% cutoff is back (for one person that is $62,600 a year, for four $128,600). The Marketplace sets the final credit.
See your own numbers for Benton County
Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.
Cheapest Marketplace plans in Benton County
Priced for a 40-year-old, full price. Every plan, with deductibles and copays, is in the tool once you enter your household.
Cheapest Bronze plans
Cheapest Silver plans
Cheapest Gold plans
Private plans in Oregon
Private plan pricing for Oregon is not loaded online yet; an advisor quotes it by phone.
Questions people ask
What is the cheapest health insurance in Benton County?
See the tables above for Benton County.
How many health insurance companies sell Marketplace plans in Benton County?
6 in 2026: BridgeSpan Health Company, Kaiser Permanente, Moda Health Plan, Inc., PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield of Oregon. Between them they offer 50 plans (50 EPO).
Do I qualify for a tax credit in Benton County?
Marketplace premium tax credits apply when household income is between 100% and 400% of the federal poverty level, which for 2026 means up to $62,600 for one person or $128,600 for a family of four. Oregon expanded Medicaid, so incomes under 138% of the poverty level are usually covered there instead. Enter your income in the tool to see your estimate.
When can I enroll?
Marketplace Open Enrollment runs from November 1 to mid-January in most states, or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby. Private plans can be applied for any month of the year.
Nearby counties in Oregon
- Multnomah County
- Washington County
- Clackamas County
- Lane County
- Marion County
- Jackson County
- Deschutes County
- Linn County
Sources: CMS QHP Landscape PY2026 Individual Medical (data.healthcare.gov, snapshot August 4, 2026); HHS 2025 poverty guidelines; IRS Rev. Proc. 2025-25; private ranges from the carrier rate tables our advisors quote from. Page generated 2026-09-29.