Health insurance cost in Washington County, OR (2026)

59 Marketplace plans from 6 insurance companies are sold in Washington County in 2026. Here is what they cost by tier and age, what a tax credit does to the price, the cheapest plans by name, and what private plans run for healthy households.

Cheapest Bronze, age 40

$426/mo

full price, before any credit

Silver benchmark, age 40

$510/mo

the plan tax credits are based on

Plans

59 EPO

Insurers

selling in this county

Deductibles

$0 to $9,800

individual, standard plans

Monthly premiums by tier and age

Tier	Age 21	Age 30	Age 40	Age 50	Age 60
Bronze (22 plans)	$334–$419	$379–$475	$426–$535	$596–$748	$906–$1,136
Silver (19 plans)	$395–$490	$449–$556	$505–$626	$706–$875	$1,073–$1,329
Gold (18 plans)	$443–$600	$503–$681	$566–$767	$791–$1,072	$1,202–$1,629

Lowest to highest monthly premium among the plans sold in Washington County, before any tax credit, from the CMS 2026 plan file (snapshot August 4, 2026).

Ranges at a glance (age 40)

Blue: Marketplace tiers, full price. Green: private plan range for a healthy 40-year-old man in Oregon, after the advisors' usual adjustment.

What a tax credit does in Washington County

Household	% of poverty level	Estimated tax credit	Cheapest Bronze, full → after credit
A single 40-year-old earning $40,000	255%	$223/mo	$426 → $203
A family of four (parents 40 and 38, two kids) earning $85,000	264%	$887/mo	$1,266 → $379

2025 federal poverty guidelines apply to 2026 coverage; the enhanced credits of 2021–2025 expired, so the 400% cutoff is back (for one person that is $62,600 a year, for four $128,600). The Marketplace sets the final credit.

See your own numbers for Washington County

Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.

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Cheapest Marketplace plans in Washington County

Priced for a 40-year-old, full price. Every plan, with deductibles and copays, is in the tool once you enter your household.

Cheapest Bronze plans

Connect 9800 BronzeProvidence Health Plan · EPO$426/mo at 40 · deductible $9,800 · max out-of-pocket $9,800

Bronze Essential 9000 With 4 Copay No Deductible Office Visits LegacyRegence BlueCross BlueShield of Oregon · EPO$430/mo at 40 · deductible $9,000 · max out-of-pocket $10,600

Moda Health Affinity Bronze HDHP 7500Moda Health Plan, Inc. · EPO$436/mo at 40 · deductible $7,500 · max out-of-pocket $7,500

Cheapest Silver plans

Connect 6000 SilverProvidence Health Plan · EPO$505/mo at 40 · deductible $6,000 · max out-of-pocket $10,000

Silver 6500 LegacyRegence BlueCross BlueShield of Oregon · EPO$510/mo at 40 · deductible $6,500 · max out-of-pocket $10,150

KP Oregon Standard Silver PlanKaiser Permanente · EPO$518/mo at 40 · deductible $6,100 · max out-of-pocket $9,200

Cheapest Gold plans

KP OR Gold 1750Kaiser Permanente · EPO$566/mo at 40 · deductible $1,750 · max out-of-pocket $8,500

KP Oregon Standard Gold PlanKaiser Permanente · EPO$585/mo at 40 · deductible $1,800 · max out-of-pocket $8,150

KP OR Gold 0Kaiser Permanente · EPO$603/mo at 40 · deductible $0 · max out-of-pocket $8,200

Private plans in Oregon

Private plan pricing for Oregon is not loaded online yet; an advisor quotes it by phone.

Questions people ask

What is the cheapest health insurance in Washington County?

See the tables above for Washington County.

How many health insurance companies sell Marketplace plans in Washington County?

6 in 2026: BridgeSpan Health Company, Kaiser Permanente, Moda Health Plan, Inc., PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield of Oregon. Between them they offer 59 plans (59 EPO).

Do I qualify for a tax credit in Washington County?

Marketplace premium tax credits apply when household income is between 100% and 400% of the federal poverty level, which for 2026 means up to $62,600 for one person or $128,600 for a family of four. Oregon expanded Medicaid, so incomes under 138% of the poverty level are usually covered there instead. Enter your income in the tool to see your estimate.

When can I enroll?

Marketplace Open Enrollment runs from November 1 to mid-January in most states, or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby. Private plans can be applied for any month of the year.

Nearby counties in Oregon

All Oregon counties →

Sources: CMS QHP Landscape PY2026 Individual Medical (data.healthcare.gov, snapshot August 4, 2026); HHS 2025 poverty guidelines; IRS Rev. Proc. 2025-25; private ranges from the carrier rate tables our advisors quote from. Page generated 2026-09-29.