Health insurance guides
Plain-English answers built on the same 2026 plan data the tool uses: what things cost, who qualifies for what, and when a private plan beats the Marketplace (and when it does not).
How much does health insurance cost at 40? 2026 prices in every stateEvery state's 2026 price for a 40-year-old, Marketplace and private, plus what a tax credit does to the number.Updated September 29, 2026
Over the tax-credit cliff: what a family of four pays in 2026The subsidy cliff returned in 2026. Here is what it costs a family of four one dollar over the line, Marketplace vs private, with real county numbers.Updated September 29, 2026
Self-employed health insurance in 2026: what it costs and how the deduction changes the mathReal 2026 Marketplace and private prices for self-employed households, plus how the premium deduction and the tax credit interact.Updated September 29, 2026
See your own numbers
Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.