Health insurance cost in Wood County, OH (2026)

106 Marketplace plans from 7 insurance companies are sold in Wood County in 2026. Here is what they cost by tier and age, what a tax credit does to the price, the cheapest plans by name, and what private plans run for healthy households.

Cheapest Bronze, age 40

$423/mo

full price, before any credit

Silver benchmark, age 40

$525/mo

the plan tax credits are based on

Plans

106

106 HMO

Insurers

selling in this county

Deductibles

$0 to $10,600

individual, standard plans

Monthly premiums by tier and age

Tier	Age 21	Age 30	Age 40	Age 50	Age 60
Bronze (37 plans)	$331–$443	$376–$503	$423–$567	$592–$792	$899–$1,203
Silver (31 plans)	$411–$592	$466–$672	$525–$757	$734–$1,058	$1,115–$1,608
Gold (38 plans)	$446–$691	$507–$784	$571–$883	$797–$1,234	$1,212–$1,875

Lowest to highest monthly premium among the plans sold in Wood County, before any tax credit, from the CMS 2026 plan file (snapshot August 4, 2026).

Ranges at a glance (age 40)

Blue: Marketplace tiers, full price. Green: private plan range for a healthy 40-year-old man in Ohio, after the advisors' usual adjustment.

What a tax credit does in Wood County

Household	% of poverty level	Estimated tax credit	Cheapest Bronze, full → after credit
A single 40-year-old earning $40,000	255%	$238/mo	$423 → $185
A family of four (parents 40 and 38, two kids) earning $85,000	264%	$1,038/mo	$1,343 → $305

2025 federal poverty guidelines apply to 2026 coverage; the enhanced credits of 2021–2025 expired, so the 400% cutoff is back (for one person that is $62,600 a year, for four $128,600). The Marketplace sets the final credit.

See your own numbers for Wood County

Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.

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Cheapest Marketplace plans in Wood County

Priced for a 40-year-old, full price. Every plan, with deductibles and copays, is in the tool once you enter your household.

Cheapest Bronze plans

Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)Anthem Blue Cross and Blue Shield · HMO$423/mo at 40 · deductible $10,600 · max out-of-pocket $10,600

Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 SAnthem Blue Cross and Blue Shield · HMO$429/mo at 40 · deductible $10,600 · max out-of-pocket $10,600

Bronze $8,300 w/ Virtual & Wellness ON-EXMedMutual · HMO$435/mo at 40 · deductible $8,300 · max out-of-pocket $10,000

Cheapest Silver plans

Molina Silver Saver with Four Free PCP VisitsMolina Healthcare · HMO$525/mo at 40 · deductible $7,000 · max out-of-pocket $10,150

Molina Silver Smart Heart HealthMolina Healthcare · HMO$525/mo at 40 · deductible $6,000 · max out-of-pocket $8,990

Molina Silver CoreMolina Healthcare · HMO$526/mo at 40 · deductible $6,000 · max out-of-pocket $8,990

Cheapest Gold plans

Clear GoldAmbetter from Buckeye Health Plan · HMO$571/mo at 40 · deductible $1,200 · max out-of-pocket $9,150

Standard GoldAmbetter from Buckeye Health Plan · HMO$586/mo at 40 · deductible $2,000 · max out-of-pocket $8,200

Clear Gold + Vision + Adult DentalAmbetter from Buckeye Health Plan · HMO$588/mo at 40 · deductible $1,200 · max out-of-pocket $9,150

Private plans in Ohio

Age	Man, monthly range	Woman, monthly range
30	$50–$323	$94–$386
40	$92–$424	$114–$457
50	$194–$469	$174–$452
60	$322–$632	$257–$562

A family of four (parents 40 and 38 with two children) is typically quoted $416 to $878 a month in Ohio. Private plans are not ACA plans: no tax credit, health questions on the application, and pre-existing conditions can raise the price or be excluded. Deductibles are usually lower than the cheapest Marketplace tiers and you can enroll any month of the year.

Questions people ask

What is the cheapest health insurance in Wood County?

For a 40-year-old paying full price, the cheapest Marketplace plan in Wood County is a Bronze plan at $423 a month (Anthem Blue Cross and Blue Shield). With a tax credit it can be far less; see the examples above. Private plans for a healthy 40-year-old man start around $92 a month.

How many health insurance companies sell Marketplace plans in Wood County?

7 in 2026: Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, CareSource, MedMutual, Molina Healthcare, Paramount, UnitedHealthcare. Between them they offer 106 plans (106 HMO).

Do I qualify for a tax credit in Wood County?

Marketplace premium tax credits apply when household income is between 100% and 400% of the federal poverty level, which for 2026 means up to $62,600 for one person or $128,600 for a family of four. Ohio expanded Medicaid, so incomes under 138% of the poverty level are usually covered there instead. Enter your income in the tool to see your estimate.

When can I enroll?

Marketplace Open Enrollment runs from November 1 to mid-January in most states, or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby. Private plans can be applied for any month of the year.

Nearby counties in Ohio

All Ohio counties →

Sources: CMS QHP Landscape PY2026 Individual Medical (data.healthcare.gov, snapshot August 4, 2026); HHS 2025 poverty guidelines; IRS Rev. Proc. 2025-25; private ranges from the carrier rate tables our advisors quote from. Page generated 2026-09-29.