Health insurance cost in Carroll County, NH (2026)

39 Marketplace plans from 3 insurance companies are sold in Carroll County in 2026. Here is what they cost by tier and age, what a tax credit does to the price, the cheapest plans by name, and what private plans run for healthy households.

Cheapest Bronze, age 40

$324/mo

full price, before any credit

Silver benchmark, age 40

$440/mo

the plan tax credits are based on

Plans

21 HMO · 18 EPO

Insurers

selling in this county

Deductibles

$0 to $8,000

individual, standard plans

Monthly premiums by tier and age

Tier	Age 21	Age 30	Age 40	Age 50	Age 60
Bronze (13 plans)	$253–$445	$287–$505	$324–$568	$452–$794	$687–$1,207
Silver (13 plans)	$324–$547	$368–$621	$415–$699	$579–$977	$880–$1,484
Gold (12 plans)	$383–$560	$435–$636	$490–$716	$684–$1,000	$1,040–$1,520

Lowest to highest monthly premium among the plans sold in Carroll County, before any tax credit, from the CMS 2026 plan file (snapshot August 4, 2026).

Ranges at a glance (age 40)

Blue: Marketplace tiers, full price. Green: private plan range for a healthy 40-year-old man in New Hampshire, after the advisors' usual adjustment.

What a tax credit does in Carroll County

Household	% of poverty level	Estimated tax credit	Cheapest Bronze, full → after credit
A single 40-year-old earning $40,000	255%	$153/mo	$324 → $171
A family of four (parents 40 and 38, two kids) earning $85,000	264%	$767/mo	$1,026 → $260

2025 federal poverty guidelines apply to 2026 coverage; the enhanced credits of 2021–2025 expired, so the 400% cutoff is back (for one person that is $62,600 a year, for four $128,600). The Marketplace sets the final credit.

See your own numbers for Carroll County

Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.

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Cheapest Marketplace plans in Carroll County

Priced for a 40-year-old, full price. Every plan, with deductibles and copays, is in the tool once you enter your household.

Cheapest Bronze plans

Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select DAnthem Blue Cross and Blue Shield · HMO$324/mo at 40 · deductible $7,000 · max out-of-pocket $10,000

Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Anthem Blue Cross and Blue Shield · HMO$353/mo at 40 · deductible $7,500 · max out-of-pocket $10,000

Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCAnthem Blue Cross and Blue Shield · HMO$355/mo at 40 · deductible $6,000 · max out-of-pocket $10,000

Cheapest Silver plans

Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Anthem Blue Cross and Blue Shield · HMO$415/mo at 40 · deductible $6,000 · max out-of-pocket $8,900

Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Anthem Blue Cross and Blue Shield · HMO$440/mo at 40 · deductible $5,500 · max out-of-pocket $8,500

Clear SilverAmbetter from NH Healthy Families · EPO$443/mo at 40 · deductible $7,000 · max out-of-pocket $7,000

Cheapest Gold plans

Standard GoldAmbetter from NH Healthy Families · EPO$490/mo at 40 · deductible $2,000 · max out-of-pocket $8,200

Everyday GoldAmbetter from NH Healthy Families · EPO$494/mo at 40 · deductible $800 · max out-of-pocket $7,250

Standard Gold + Vision + Adult DentalAmbetter from NH Healthy Families · EPO$505/mo at 40 · deductible $2,000 · max out-of-pocket $8,200

Private plans in New Hampshire

Private plan pricing for New Hampshire is not loaded online yet; an advisor quotes it by phone.

Questions people ask

What is the cheapest health insurance in Carroll County?

See the tables above for Carroll County.

How many health insurance companies sell Marketplace plans in Carroll County?

3 in 2026: Ambetter from NH Healthy Families, Anthem Blue Cross and Blue Shield, Harvard Pilgrim Health Care. Between them they offer 39 plans (21 HMO · 18 EPO).

Do I qualify for a tax credit in Carroll County?

Marketplace premium tax credits apply when household income is between 100% and 400% of the federal poverty level, which for 2026 means up to $62,600 for one person or $128,600 for a family of four. New Hampshire expanded Medicaid, so incomes under 138% of the poverty level are usually covered there instead. Enter your income in the tool to see your estimate.

When can I enroll?

Marketplace Open Enrollment runs from November 1 to mid-January in most states, or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby. Private plans can be applied for any month of the year.

Nearby counties in New Hampshire

All New Hampshire counties →

Sources: CMS QHP Landscape PY2026 Individual Medical (data.healthcare.gov, snapshot August 4, 2026); HHS 2025 poverty guidelines; IRS Rev. Proc. 2025-25; private ranges from the carrier rate tables our advisors quote from. Page generated 2026-09-29.