Health insurance cost in Kenai Peninsula Borough, AK (2026)

15 Marketplace plans from 2 insurance companies are sold in Kenai Peninsula Borough in 2026. Here is what they cost by tier and age, what a tax credit does to the price, the cheapest plans by name, and what private plans run for healthy households.

Cheapest Bronze, age 40

$681/mo

full price, before any credit

Silver benchmark, age 40

$1,056/mo

the plan tax credits are based on

Plans

15 PPO

Insurers

selling in this county

Deductibles

$1,500 to $7,500

individual, standard plans

Monthly premiums by tier and age

Tier	Age 21	Age 30	Age 40	Age 50	Age 60
Bronze (6 plans)	$533–$598	$605–$679	$681–$765	$952–$1,069	$1,447–$1,624
Silver (4 plans)	$810–$858	$920–$974	$1,035–$1,097	$1,447–$1,532	$2,199–$2,329
Gold (5 plans)	$726–$755	$824–$857	$928–$965	$1,296–$1,348	$1,970–$2,049

Lowest to highest monthly premium among the plans sold in Kenai Peninsula Borough, before any tax credit, from the CMS 2026 plan file (snapshot August 4, 2026).

Ranges at a glance (age 40)

Blue: Marketplace tiers, full price. Green: private plan range for a healthy 40-year-old man in Alaska, after the advisors' usual adjustment.

What a tax credit does in Kenai Peninsula Borough

Household	% of poverty level	Estimated tax credit	Cheapest Bronze, full → after credit
A single 40-year-old earning $40,000	204%	$830/mo	$681 → $0
A family of four (parents 40 and 38, two kids) earning $85,000	211%	$2,852/mo	$2,161 → $0

2025 federal poverty guidelines apply to 2026 coverage; the enhanced credits of 2021–2025 expired, so the 400% cutoff is back (for one person that is $78,200 a year, for four $160,760). The Marketplace sets the final credit.

See your own numbers for Kenai Peninsula Borough

Enter your age, household and income and get every Marketplace plan priced for you, your estimated tax credit, and a private plan range, side by side, in about 30 seconds. No medical questions.

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Cheapest Marketplace plans in Kenai Peninsula Borough

Priced for a 40-year-old, full price. Every plan, with deductibles and copays, is in the tool once you enter your household.

Cheapest Bronze plans

Moda Select Alaska Standard BronzeModa Health Plan, Inc. · PPO$681/mo at 40 · deductible $7,500 · max out-of-pocket $10,000

Moda Select Alaska Bronze HDHP 5500Moda Health Plan, Inc. · PPO$713/mo at 40 · deductible $5,500 · max out-of-pocket $8,050

Moda Select Alaska Bronze 6500Moda Health Plan, Inc. · PPO$717/mo at 40 · deductible $6,500 · max out-of-pocket $9,000

Cheapest Silver plans

Premera Blue Cross Standard SilverPremera Blue Cross Blue Shield of Alaska · PPO$1,035/mo at 40 · deductible $6,000 · max out-of-pocket $8,900

Premera Blue Cross Preferred Silver 4500Premera Blue Cross Blue Shield of Alaska · PPO$1,056/mo at 40 · deductible $4,500 · max out-of-pocket $8,100

Moda Select Alaska Standard SilverModa Health Plan, Inc. · PPO$1,062/mo at 40 · deductible $6,000 · max out-of-pocket $8,900

Cheapest Gold plans

Premera Blue Cross Standard GoldPremera Blue Cross Blue Shield of Alaska · PPO$928/mo at 40 · deductible $2,000 · max out-of-pocket $8,200

Moda Select Alaska Standard GoldModa Health Plan, Inc. · PPO$950/mo at 40 · deductible $2,000 · max out-of-pocket $8,200

Premera Blue Cross Alaska One GoldPremera Blue Cross Blue Shield of Alaska · PPO$959/mo at 40 · deductible $1,500 · max out-of-pocket $6,300

Private plans in Alaska

Private plan pricing for Alaska is not loaded online yet; an advisor quotes it by phone.

Questions people ask

What is the cheapest health insurance in Kenai Peninsula Borough?

See the tables above for Kenai Peninsula Borough.

How many health insurance companies sell Marketplace plans in Kenai Peninsula Borough?

2 in 2026: Moda Health Plan, Inc., Premera Blue Cross Blue Shield of Alaska. Between them they offer 15 plans (15 PPO).

Do I qualify for a tax credit in Kenai Peninsula Borough?

Marketplace premium tax credits apply when household income is between 100% and 400% of the federal poverty level, which for 2026 means up to $78,200 for one person or $160,760 for a family of four. Alaska expanded Medicaid, so incomes under 138% of the poverty level are usually covered there instead. Enter your income in the tool to see your estimate.

When can I enroll?

Marketplace Open Enrollment runs from November 1 to mid-January in most states, or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby. Private plans can be applied for any month of the year.

Nearby counties in Alaska

All Alaska counties →

Sources: CMS QHP Landscape PY2026 Individual Medical (data.healthcare.gov, snapshot August 4, 2026); HHS 2025 poverty guidelines; IRS Rev. Proc. 2025-25; private ranges from the carrier rate tables our advisors quote from. Page generated 2026-09-29.